A mortgage broker who speaks your language.
Buy or refinance a home in Texas — in Mandarin. We guide Chinese-speaking buyers through the entire U.S. mortgage process, from first question to closing, at wholesale pricing.
How it works
Tell us your scenario
Reach out in Mandarin and tell us what you’re trying to do. No SSN and no credit pull to get started.
We shop wholesale lenders
Your file is priced against a pool of wholesale lenders competing for it — not one bank’s retail rate sheet.
We guide the application
A licensed broker walks you through every field of the application in Mandarin, so nothing is lost in translation.
We manage it to closing
We keep your file moving and keep you informed in 中文 at every milestone, all the way to the closing table.
What we help with
- First-time buyers new to the U.S. mortgage system
- Conventional, FHA, VA, jumbo, and DSCR programs
- Self-employed and business-owner income
- Investment properties that qualify on rental income (DSCR)
- Plain-language explanations of escrow, property tax, PITI, and points
Documents to have ready
- Government photo ID or passport
- Recent pay stubs (last 30 days)
- Two months of bank statements
- W-2s or tax returns (last two years)
- Business documents, if self-employed
Our online application is currently in English, and a licensed broker will walk you through it in Mandarin. Please enter your information in Pinyin or English — it must match your government ID and Social Security documents. A full Mandarin version of the form is on the way.
Mandarin mortgage service: common questions
Do you really provide service in Mandarin?
Yes. Phone calls, email, and a full walkthrough of your application are all available in Mandarin, with a licensed broker — not a translation tool.
I recently moved to the U.S. Can I still get a mortgage?
Often, yes. We review your credit profile and documentation and identify the programs you qualify for — including options for borrowers with limited U.S. credit history. Send us your scenario and we’ll tell you honestly where you stand.
Why do I enter the application in Pinyin or English?
A mortgage application becomes part of legal loan documents and lender systems that require Latin characters. Your name and address must match your ID and Social Security records exactly, so they’re entered in Pinyin or English — we guide you through it.
Which areas do you serve?
We are licensed across Texas, including the Houston, Plano, and Frisco areas with large Chinese-speaking communities. Wherever the property sits in Texas, we can run the file.
Start your mortgage — in Mandarin.
No SSN, no credit pull to begin. A licensed, bilingual broker reviews your scenario and replies by the next business day.
Program features described above are general descriptions of loan programs offered by third-party lenders and are subject to change without notice. This is not an offer of credit or a commitment to lend. All loans are subject to credit approval, income and asset verification, property appraisal, and program eligibility requirements. Not all applicants will qualify. Verified Home LLC is a mortgage broker, not a lender, and arranges loans with third-party providers. NMLS #2693996. Equal Housing Opportunity.